We advise you that:

General information only

The information on this website is general in nature and is not intended to be personalised financial advice. Nothing in this site is, or should be taken as, an offer, invitation or recommendation to buy or sell any investment or insurance product represented herein without first obtaining professional advice regarding its appropriateness to your personal circumstances. You should consult a professional financial adviser before making any financial decisions or taking any action based on the information on this website.

No liability

Roost and its directors, shareholders, employees and associates do not accept any liability for any loss or damage incurred by any person as a result of any error in any information, opinion, recommendation, or use of this website. This does not prejudice your statutory rights.

Accuracy of information

While Roost has taken all reasonable care to ensure the information on this website is accurate, errors and omissions may occur. We do not accept any responsibility for any inaccuracy, error or omission in the website’s content, or for any loss caused to anyone from relying on that information. We may change, delete, add to or otherwise amend the information published on this website without notice. You should contact Roost for more up to date information relating to each product and you should not enter into any transaction based solely on the information published on this website.

Historical information

Any reference on this website to historical information and performance of a product or service may not necessarily be a good guide to future performance. You are solely responsible for any loss caused from relying on such information.

Third Party websites

This website may contain links to other websites which are not under our control. Roost has no knowledge of or control over the content, and availability of those websites, or of their privacy practices. We do not sponsor, recommend, or endorse the content of other websites linked to, or referenced from, this website. Links to other websites are provided solely to assist your easy connection to those websites.

New Zealand law

The information on this website has been prepared to comply with, and is governed by, New Zealand law. It is only intended for use by persons within New Zealand’s jurisdiction. Roost does not make any representation that the information on this website complies with the law in any other country.


Although we regularly update our cybersecurity and virus protection software, we do not guarantee that our website will be free from viruses or other malicious interference (such as spyware, malware, adware, ransomware and worms) that can damage your computer system and access your data. Roost does not accept any liability for any damage or loss to any person caused by these viruses or any malicious interference from the use of this website.

Continuous access

We do our best to keep this website running smoothly. However, we do not guarantee that access to the website will be uninterrupted. We accept no liability for any loss caused by the website being temporarily unavailable either during its planned maintenance or due to technical or other issues beyond our control.

Copyright and IP

Unless otherwise indicated, all information on this website is the property of Roost and is protected by copyright and intellectual property laws. Unless stated otherwise, you may access and download the materials located on this website only for personal, or agreed upon commercial use. The website may contain a number of trademarks which are owned by Roost or used with the permission of the registered trademark owner. Before using any material on this website that is identified as being subject to copyright of a third party, you must obtain authorisation to use or reproduce the material from that third party.

Click here to learn more about us, our licence, the type of advice we offer, fees, commissions and other conflicts of interest.

Click here to read our Privacy Statement. This brief statement will help you to understand what personal information we collect, how we use it, and who we share it with. If you want to see more information about our privacy policy, click here to read our detailed Privacy Policy.