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Maybe you’ve got plans to own a few towers, maybe you don’t. Maybe you just want to own some flats. Whatever your motivation, if you can see yourself as the proud owner of a property portfolio that’s a good earner, then we should chat.

For the astute investor, the benefits of a residential investment property can be very attractive indeed. Not only is there the opportunity to receive income from renting out a property, there is also an expectation that most properties will increase in value over the long term.

The key to success though lies in doing your homework upfront. For example, it’s really important to know the tax issues and how to properly structure your property investment.

Working out cashflow

Cashflow will make your property venture successful or starve you of the resources to keep the investment viable. If you want to get some ideas on whether your property’s cashflow potential has what it takes, take a look at our investment property cashflow programme.

 Find out who to talk to or Get started by applying online

Finding the right investment loan

Roost can help you choose the loan solution you feel right at home with without you having to do any of the running around. But if you’re keen to get started now, take a moment to read our guide on the different types of loans available.

Many investors prefer interest only fixed rate loans because it makes things easy with budgeting and they know their repayments won’t rise. But if you do want to reduce your loan, and have some protection against rate rises at the same time, you might want to look at a split loan solution.

An equity loan is also worth discussing because it can make it easier to fund any monthly cashflow shortfalls and repairs and renovations to the property.

And if you’re worried about how you’re going to juggle your finances to draw a cheque for the deposit on your new investment property, let us organise a deposit bond for you.

At our appointment

We can talk you through a host of ways to help you make as much as possible from your property investment: from negative gearing and interest only financing to innovative loan products and how depreciation works.

• We’ll look at the power of negative gearing
• We’ll introduce you to special tax codes
• We’ll do the numbers on depreciation
• We’ll talk through investment risks and what you can do about them
• We’ll structure your loan to your advantage
• We can talk about who “owns” the loan

And your investment for all this advice? In most cases our advice won't cost you a cent.