Home loan affordability reports

24 Feb, 2013

Roost Home Loan Affordability report

Home loan affordability improves slightly in January, but near worst in two years Home loan affordability improved slightly in January after a fall in the national median house price, but is just above its worst levels since November 2010. Interest … Continue reading →

27 Nov, 2012

Home loan affordability worst in almost 2 years as house prices surge

Home loan affordability worsened sharply in October as house prices surged to record highs and interest rates fell only marginally, lifting the proportion of after tax pay needed to service an average home loan, the Roost Home Loan Affordability reports … Continue reading →

28 Oct, 2012

Home loan affordability unchanged as incomes rise as much as house prices

Home loan affordability was unchanged in September as a slight rise in the national median house price was offset by marginal income growth. Housing market activity is buoyant, however, as bank lending activity is growing and the Spring Open home … Continue reading →

30 Sep, 2012

Home loan affordability worsens as house prices near record highs

Home loan affordability worsened slightly in August as the national median house price rose again to near a record high, more than offsetting record low interest rates. Competition between banks to poach market share and boost lending has heated up … Continue reading →

2 Sep, 2012

Home loan affordability improves as house prices dip from record highs

Home loan affordability improved in July as the national median house price edged back from record highs and interest rates remained around record lows. Competition between banks to boost lending and housing supply shortages in central Auckland and Christchurch have … Continue reading →

1 Aug, 2012

Home loan affordability worsens as house prices hit record highs

Home loan affordability worsened in June as the national median house price rose to record highs, however record low interest rates continue to make housing affordable for double income households outside of central Auckland and Christchurch. Housing supply shortages in … Continue reading →